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8 Valentine’s Day Hacks
Celebrate the significant other in your life without breaking the budget by using these hacks!
Give Yourself the Gift of Financial Flexibility this Holiday Season with SRI Federal Credit Union’s Skip-a-Pay Program!
Are you looking to make this holiday season truly magical? At SRI Federal Credit Union, we’re here to make your dreams come true! Our exclusive Skip-a-Pay program – the perfect gift for your wallet this holiday season. It’s the season of giving, and we want to give back to our valued members by offering you a little extra financial breathing room.
Don’t Let The P2P Scams In The Door
P2P platforms, like Zelle, Venmo and PayPal, have made life so much easier for many consumers. Paying your friend back for the $20 you borrowed while at the mall, splitting a meal and purchasing a shared gift are now as easy as a few quick screen swipes. Unfortunately, though, P2P scams are rampant and varied. Also, once money is transferred through a P2P service, it’s usually gone for good.
Navigating Government Shutdowns: Introducing SRI Federal Credit Union’s Assistance Loan
At SRI Federal Credit Union, we recognize that government shutdowns can bring unforeseen financial challenges that impact the lives of hardworking government employees. In times like these, we believe that support should be readily available, and that’s why we’re introducing our Government Shutdown Assistance Loan.
Protecting Your Finances: How to Prevent Fraud in Your Credit Union Accounts
Hey there, savvy money manager! We’re living in an era where our wallets have gone digital, making it super convenient to handle our finances. But you know what else is on the rise? Yep, you guessed it – sneaky fraudsters and cyber tricksters. They’re eyeing your credit union and bank accounts, access to online banking and more. No worries, though! We’ve got your back with tips to help you keep your hard-earned cash safe and sound.
And The Winners Are…
Today, we are thrilled to celebrate the success of not one but two incredible events that brought joy and delight to our SRI Federal Credit Union community. With great excitement, we extend our warmest congratulations to the winners of the SRI Ice Cream event raffle and the Moffett BBQ event.
SRI Federal Credit Union is Safe and Secure
Our leadership is committed to ethical policies and practices that ensure the credit union and its members remain strong. All deposits are insured by the National Credit Union Administration to at least $250,000.
Share Certificates | A high-yield, short-term way to grow savings and secure funds for the future.
After you’ve started to save up some money, you’ll likely consider the many options for generating interest on your savings. Maybe you’re fortunate enough to have your emergency reserve fully funded, and you have extra money that you don’t want locked away in a long-term investment account. Share certificates earn higher yields than even the best savings accounts and are a great option if you are looking for a high-yield, short-term place to grow your money and secure funds for a large future purchase.
What is a share certificate?
A share certificate is an insured savings account that requires a set deposit for a set period of time, commonly referred to as a “term.” Unlike a traditional savings account, you cannot make withdrawals without penalty. Instead, your money is returned to you with interest after the predetermined period of time — as short as a few months and up to five years or more. The funds in these accounts will grow with a dividend rate that is generally higher than those of typical share savings accounts, and even some money market accounts, too. And because the interest rate is fixed, you can anticipate exactly how much money you will make over time.
Device Advice: How to Keep Your Phone Safe from Fraud
Smartphones are the millennial’s answer to the disorganized life. You can buy practically anything with just a few swipes, schedule your appointments and store all your photos and home videos in this one, convenient location. [You can also manage your accounts, check your balance and deposit checks through SRI Federal Credit Union’s mobile banking app and/or website]. Unfortunately, all of that convenience comes at a price: Your mobile devices pose an inherent risk to your security if they fall into the wrong hands. The good news is, there are ways to protect your phone and your information from fraud.
The Post-Holiday Budget Recovery Guide
The holidays are over, and if you’ve gone over budget with your spending, it’s time to deal with the aftermath. Instead of living in a financial deficit, take steps to repair your budget as soon as the last guest leaves.
Here’s how you can get your budget back on track for the new year.